Who We Are

The Cumming Group, Inc., a Florida corporation, was formed in 2007 as an independent insurance agency by Brandy Cumming-Krebs, a Tampa native. Created as the second generation of insurance agencies in her family, she still works side by side with her father, who founded the original family business in 1980. At our Agency we believe in the basics; Product, Service and Commitment to stay ahead of the competition. We have assembled a diverse team of specialists which allows us to effectively serve Businesses, Professionals and Individuals throughout the state of Florida. Our experience and resources give us the edge in solving even the most complex insurance problems. Our clients look to us for sound and well-informed counsel about their varied insurance decisions. We take seriously our responsibility to aid in protecting the financial future of every customer.

What We Do

The Cumming Group has developed resources to customize the right solution for your unique insurance needs.

Our business specialists are trained to analyze each client's situation and make concise recommendations for implementation. Clients rely on us to assist them in making these difficult decisions. Clients no longer have to guess which group insurance program is right for them. We represent every major insurance group provider in the state and can custom design a plan to meet your needs while minimizing cost. Most importantly, we do not abandon you, our client, after the plan is installed. On-going service is our policy. Our employee benefit expertise goes far beyond group insurance. We can assist in establishing both qualified and non-qualified plans such as Deferred Compensation, Executive Bonus, Salary Continuation Plans and a wide variety of Retirement Plans.

Closely held businesses require specialized planning which we have the skills to provide. We make the complex simple. We help clients answer the hardest questions about the future of their businesses. We have the experience and knowledge to make sure that their most important assets are adequately protected. Our customized business continuation plans relieve these worries.

Business owners, Professionals and Individuals alike share common financial problems and goals. To that end we offer, at no cost, our customized insurance portfolio review to every customer or potential customer. This valuable service gives clients a picture of their present situation and helps them achieve their future financial goals by designing a path to follow. We emphasize planning which will minimize income and estate taxes while maximizing the value of their estate to their survivors. We coordinate our efforts with legal and tax advisors to provide the most comprehensive plan possible. Our clients do not feel alone and confused. They trust our trained professionals to guide them to a secure financial future.